Financing

Financing Available

Clear, transparent terms. Fair rates. No prepayment penalties.

Low Monthly Payments. Learn More

Pay Over Time

We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.

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Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive interest rates.

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No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any time without penalty.

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Easy Application

Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.



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Low Monthly Payments. Learn More

Questions? Check the PayPlan by RBC™ FAQs. TM Trademark of Royal Bank of Canada. Used under licence.

🚲 Flexible E-Bike Financing in Toronto

Get the electric bike you want today and pay on your terms. At E-Wheels Toronto, we offer both in-house financing and Klarna options to make your e-bike purchase easy and affordable — whether you're shopping at our Queen Street East or Bloor Street West locations.


💳 In-House Financing (With Credit Check)

  • ✔️ Flexible weekly, biweekly, or monthly payments
  • ✔️ Fast approvals (usually within 1 business day)
  • ✔️ Credit check required
  • ✔️ Financing available for bikes, scooters & accessories

Apply in person at one of our Toronto locations:

  • 📍 632 Bloor Street West, Toronto
  • 📍 328 Queen Street East, Toronto

Bring: Valid government-issued photo ID and proof of income.


🛍️ Klarna – Buy Now, Pay Later

  • ✔️ Pay in 4 interest-free payments
  • ✔️ Or finance over 6 to 24 months
  • ✔️ No hard credit check for Pay in 4 option
  • ✔️ Available online and in-store

Simply choose Klarna at checkout or ask in-store. Use it for delivery, pickup, or in-store shopping at either of our locations.


🛠️ How to Apply

  1. Visit us at:
    📍 632 Bloor Street West, Toronto
    📍 328 Queen Street East, Toronto
  2. Bring ID and proof of income
  3. Get approved and ride away!

🌱 Why Finance with E-Wheels Toronto?

  • 🚲 Get the e-bike you want today
  • 💰 Spread your payments stress-free
  • ⏱️ Quick in-store approval process
  • 💻 Klarna available for online and in-person shopping

Don’t let budget hold you back — ride now, pay later with E-Wheels Toronto’s easy financing options.


📞 Questions?

Contact us or stop by either store for personalized help. We’re here to get you riding!