Financing
Financing Available
Clear, transparent terms. Fair rates. No prepayment penalties.
Pay Over Time
We provide easy and affordable financing through our partner, PayPlan by RBC™, so you can pay for your purchase over time.

Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates.

No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.

Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score. Your data is safe and encrypted.
Check your rate in seconds
without leaving our site
Questions? Check the PayPlan by RBC™ FAQs. TM Trademark of Royal Bank of Canada. Used under licence.
🚲 Flexible E-Bike Financing in Toronto
Get the electric bike you want today and pay on your terms. At E-Wheels Toronto, we offer both in-house financing and Klarna options to make your e-bike purchase easy and affordable — whether you're shopping at our Queen Street East or Bloor Street West locations.
💳 In-House Financing (With Credit Check)
- ✔️ Flexible weekly, biweekly, or monthly payments
- ✔️ Fast approvals (usually within 1 business day)
- ✔️ Credit check required
- ✔️ Financing available for bikes, scooters & accessories
Apply in person at one of our Toronto locations:
- 📍 632 Bloor Street West, Toronto
- 📍 328 Queen Street East, Toronto
Bring: Valid government-issued photo ID and proof of income.
🛍️ Klarna – Buy Now, Pay Later
- ✔️ Pay in 4 interest-free payments
- ✔️ Or finance over 6 to 24 months
- ✔️ No hard credit check for Pay in 4 option
- ✔️ Available online and in-store
Simply choose Klarna at checkout or ask in-store. Use it for delivery, pickup, or in-store shopping at either of our locations.
🛠️ How to Apply
-
Visit us at:
📍 632 Bloor Street West, Toronto
📍 328 Queen Street East, Toronto - Bring ID and proof of income
- Get approved and ride away!
🌱 Why Finance with E-Wheels Toronto?
- 🚲 Get the e-bike you want today
- 💰 Spread your payments stress-free
- ⏱️ Quick in-store approval process
- 💻 Klarna available for online and in-person shopping
Don’t let budget hold you back — ride now, pay later with E-Wheels Toronto’s easy financing options.
📞 Questions?
Contact us or stop by either store for personalized help. We’re here to get you riding!